ÂÜÀòÂÒÂ×

Patrick Yoder is a seasoned financial services professional with extensive experience in credit management and analytics, currently serving as SVP of Credit at Tala since May 2017. Prior to this role, Yoder held various positions at Capital One from July 2010 to May 2017, including Sr. Business Manager for the Subprime Secured Card Business, where responsibilities encompassed product financial performance, credit policies, and customer communication strategies. Yoder's career also features roles focused on risk management and operations, showcasing a strong ability to drive portfolio growth through innovative credit line strategies and digital engagement initiatives. Yoder earned a Bachelor's of Science degree in Electrical Engineering from Penn State University in 2010.