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Min Ma has a diverse work experience in the financial and statistical industries. They have held various leadership roles, such as VP, Head of Lending Products at Synctera and Director of Credit at Nirvana Money. They have also worked at Avant as a Senior Director and Director, contributing to underwriting, pricing, and risk management. Additionally, Min Ma has experience in risk management and pricing at Discover Financial Services. They have also worked as a part-time statistician at Sanofi-aventis and as an intern at Travelers, where they gained experience in research and development and claim analysis. Min Ma has also worked as a statistical consultant at Rutgers University.

Min Ma completed a Bachelor of Science in Mathematics from Fudan University from 2001 to 2005. They then pursued a PhD in Statistics at Rutgers University from 2006 to 2011.