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Nadia Rafiq has extensive experience in marketing and communication, currently serving at SwiftXccess since June 2019, where the focus is on developing an open digital payments platform. Prior to SwiftXccess, Nadia was the Marketing and Communication Manager at Productive Systems from 2005 to February 2019, supporting the financial services sector in adapting to the digital landscape. Earlier roles include Communications Manager and Marketing Executive at ABN AMRO Bank N.V., where a comprehensive training program was completed, and a Marketing Intern position at Nestlé, contributing to sales analysis initiatives. Nadia Rafiq holds an MBA in International Marketing from Lahore University of Management Sciences, earned in 2003.