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Arul Perumal is an experienced credit professional currently serving as a Credit Manager at ICICI Bank since January 2023. Previously, Arul held the position of Cluster Credit Manager at RBL Bank from January 2016 to January 2023, focusing on MSME, Business Loans, Home Loans, and Micro LAP. Arul holds a Master of Business Administration (MBA) in Finance and Marketing from Priyadarshini Engineering College in Vaniyambadi.