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Mikael Perneman has extensive experience in financial risk analysis and consulting, currently serving as a Senior Financial Risk Analyst at Sveriges Riksbank since June 2016. Prior to this, Mikael founded Perneman Consulting, providing quantitative analysis and application development in the financial industry from November 2015 to June 2016. Prior consulting roles included positions at Periculo AB, SEB, and VPD Financial Software Consulting, focusing on performance analytics and risk management. Mikael began a career at Sveriges Riksbank in 2008 as Head of Middle Office, following a role as Risk & Performance Analyst at Fjärde AP-fonden. Educational qualifications include a Master's degree in economics, corporate finance, mathematics, econometrics, and mathematical statistics from the Gothenburg School of Economics & Commercial Law, and earlier studies at Örebro University.