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Mary O. is an accomplished finance professional with extensive experience in portfolio management and commercial lending. Currently serving as Portfolio Manager and Vice President at Sunflower Bank, N.A. since May 2021, Mary specializes in assessing the creditworthiness of moderate complexity commercial credit relationships and supports business bankers in loan management. Prior roles include SBA Portfolio Manager at Wells Fargo and Senior Commercial Loan Underwriter at various institutions, including Desert Schools Federal Credit Union and JP Morgan Chase Bank. Throughout Mary’s career, expertise has been honed in analyzing financial data, negotiating loan structures, and managing diverse commercial portfolios. Mary holds a Bachelor of Science degree in Accounting from the University of Arizona and has completed formal commercial lender training through Bank One.