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Frances Sacco is a VP Portfolio Manager and Private Bank & Commercial Underwriter at Sunflower Bank, N.A. Frances previously held roles as a Senior Underwriter AVP at MidFirst Bank, Director of Credit Analysis at Charles Schwab Bank, and AVP Senior Credit Analyst at Sunrise Bank of Arizona. Frances has a Bachelor's Degree in Business Management with a Finance concentration from St. Francis College. Frances also has experience as a Credit Analyst at BMO Private Bank and as a Business Administrator at Desert Hills Presbyterian Church. Frances is known for being a chief underwriter and subject matter expert in the banking industry.