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Phil Shmerling started their work experience in 2005 as an Investment Banking Analyst at Morgan Keegan, where they provided strategic advice and services to middle-market companies. In 2008, they became the Director of Retail at Choice Food Group, responsible for various aspects of the retail division. In 2012, they founded and became the Managing Member of InCrowd Capital, LLC, a local investment platform for startups. Currently, they work at Studio Bank as an SVP, Relationship Manager, where they partner with creators in the entrepreneurial ecosystem to help them navigate the banking and fundraising landscape.

Phil Shmerling obtained a Master of Business Administration (MBA) degree from The Wharton School. Additionally, they received a degree in Business with a focus on accounting and finance from Indiana University - Kelley School of Business. In terms of certifications, Phil Shmerling obtained the Series 79 certification from FINRA (Financial Industry Regulatory Authority) in November 2017.