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James Ramsey is an accomplished professional in the underwriting and mortgage sector with significant experience in senior management roles. Currently serving as a Senior Underwriter at StreamBank since January 2025, James previously held the position of Senior Manager - Underwriting at Principality Building Society from August 2017 to January 2025, overseeing mortgage underwriting operations. James has also contributed to various roles in intermediary sales and business development at Principality Building Society and served as a Business Manager at Bank of Ireland. Prior experience includes senior underwriting positions at Principality Building Society and HSBC, where James managed client relationships and commercial operations. James holds a BA Hons in History from the University of Staffordshire, received between 1999 and 2002, and studied at Coleg Gwent Cross Keys from 1997 to 1999.