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Carmen Muhl currently holds the position of VP Senior Director of Treasury & Islamic Banking at Stearns Bank N.A. Carmen has experience in managing and analyzing balance sheet and income strategies, interest rate risk, and liquidity. Previously, Carmen worked at General Mills as a Senior Financial Analyst, specializing in accounting aspects for Grain Operations. Carmen also served as the Accounting Manager at Mill City Credit Union, overseeing activities in the Accounting and Card Services Departments. Carmen holds a Bachelor's degree in Biotechnology from St. Cloud State University and pursued an Additional Major in Accounting from The College of St. Scholastica.