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Ricardo Cajiga Ferraez serves as the Gerente Regional at BanRegio, overseeing the automotive division and specializing in vehicle leasing and credit. Since January 2003, Ricardo has held the position of Gerente Comercial at Start Leasing & Financial, a company focused on vehicle, machinery, and equipment leasing, including full fleet management, equipment importation for industry, pure leasing, financial leasing, and simple credit with collateral. Ricardo's educational background includes a certification in Transformational Coaching from Tecnológico de Monterrey and degrees in Business Administration and an MBA with a specialization in Sales from UVM.