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Heidi Steiger is currently the Head of Treasury at St. Galler Kantonalbank AG and also holds the position of Risikoexpertin Banken bei REMMS. Previously, Heidi worked at UBS for over 14 years in various risk management roles, including Head of Liquidity and Funding Risk Modelling and Head of Risk Portfolio Analysis. Heidi's educational background includes a PhD in Economics and Finance from the University of St. Gallen, as well as a Doctoral Programme in Econometrics, Microeconomics, and Macroeconomics from Study Center Gerzensee.