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Ajay Desai is currently the Chief Operating Officer at Spice Money in the Agribusiness sector. Ajay is also serving as a Director at Ek Soch Foundation and is a Co-founder of SAAKAV Finserv, a Fintech Facilitator focusing on serving the Missing Middle segment. With previous experience in various financial institutions such as Samunnati Financial Intermediation & Services Private Limited, Yes Bank, and ICICI Bank, Ajay has a strong background in rural and agribusiness finance. Ajay holds a PGDRM in Management from the Institute of Rural Management Anand and has degrees in Agricultural Entomology and Agriculture from Doctor Balasaheb Sawant Konkan Krishi Vidyapeeth.