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Karl Micallef CFA currently serves as the Head of Business Development - Investment Services at Sparkasse Bank Malta plc since October 2023. Prior to this role, Karl held the position of Chief Investment Officer at Curmi & Partners from December 2019 to October 2023, after serving as the Head of Investment Management at Curmi & Partners Ltd. from 2014 until October 2023. Karl Micallef has a strong educational background from the CFA Institute and the University of Malta.