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Philipp Terfort began their work experience in 2002 at Sparkasse Westmünsterland, where they held various roles as a Banking Professional and Financial Advisor. In 2005, they joined tecis Finanzdienstleistungen AG as a Financial Advisor. Philipp then moved to Sbanken in 2010, where they held positions as a Specialist in Securities Trading, Clearing & Settlement, Product Developer and Manager in Cards & Credit, and finally as the Head of Lending & Insurance until May 2022. Currently, they are working as the Head of Retail Banking Products at Sparebanken Vest.

Philipp Terfort has a strong educational background in the field of banking and finance. Philipp began their education in 1992 at Bischöfliche Canisiusschule Ahaus, where they completed their Abitur/A-Level in 2001. Following this, they attended Berufskolleg Wirtschaft und Verwaltung Ahaus from 2002 to 2005, where they obtained a degree in Banking Professional. Finally, from 2005 to 2010, Philipp Terfort studied at Cologne University of Applied Sciences, earning a Diplom Kaufmann (FH) degree in Banking and Finance.