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Magdiel Garza has held various positions in the banking sector over the years. From 2022 to present, Magdiel has been working as a Vice President and Senior Commercial Lender at SouthTrust Bank, N.A. Prior to that, from 2020 to 2022, Magdiel served as a VP Relationship Manager in Commercial Lending at Comerica Bank. From 2015 to 2019, Magdiel held the position of VP Business Development in Commercial Banking at Wells Fargo. Magdiel's earliest banking role was at Chase, where they worked from 2001 to 2015. During their time at Chase, Magdiel held various positions, including Relationship Manager Area Manager and Senior Relationship Manager.

Magdiel Garza holds a degree in Business Management from Our Lady of the Lake University. Additionally, they obtained certification in Formal Credit Training from Omega Performance in 2015.