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Trip Ray has extensive experience in the banking and financial industry. Starting in 2016, they joined SouthStar Bank, S.S.B. where they held various roles, including EVP/Chief Credit Officer and Chief Risk Officer. Prior to that, from 2005 to 2014, they worked at the Texas Department of Savings and Mortgage Lending as a Senior Financial Examiner.

Trip Ray has a Bachelor of Business Administration (B.B.A.) degree in Accounting and Business/Management from Mississippi State University. Trip also attended the Graduate School of Banking at Colorado from 2011 to 2012, where they studied Loan Operations in the field of Banking.