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T. Olin Davis is an accomplished financial professional with extensive experience in the banking sector. Currently serving as Regional Credit Officer at Southern Bank and Trust Co. since April 2014, T. Olin Davis evaluates and approves credit requests while providing training to lenders in underwriting and credit analysis. T. Olin Davis has also operated as a self-employed financial consultant and held various leadership roles, including Northeast Region Retail Executive at VantageSouth Bank, where management of 14 branches was overseen, and EVP/CCO at The East Carolina Bank, responsible for overall credit quality. T. Olin Davis's career began in commercial lending at BB&T and Centura Bank, complemented by an educational background that includes a BSBA from the University of North Carolina at Chapel Hill and a diploma from the Graduate School of Banking of the South at LSU.