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Kristin West is an experienced professional in the financial services sector, currently serving as AVP Credit Underwriter at Sonata Bank since February 2023, where the focus is on combining technology with banking services. Previous roles include SBA Credit Underwriter at BrightBridge Capital and Senior Underwriting Specialist at SimplyBank, where responsibilities encompassed underwriting commercial and SBA loans, evaluating risks, structuring transactions, and analyzing creditworthiness. Prior to these positions, Kristin served as a Credit Analyst at First Bank, actively involved in approving Payroll Protection Program loans and presenting high-value loans for board approval. Earlier career experience also includes a role as a Universal Banker, providing customer service and handling transactional banking needs. Kristin holds a Bachelor of Business Administration in Accounting and Finance from Dalton State College and an Associate's degree in Business Administration and Management from Georgia Northwestern Technical College.