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Xavier M. Summers has a strong background in finance, risk management, and strategy consulting. Xavier M. is currently employed at SoFi as the Head of Business Controls Testing & Reporting. Prior to this, they worked at Accenture as a Strategy & Consulting Manager for four years. Additionally, Xavier held the role of Director at Morgan Stanley for two years. Xavier M. has extensive experience in risk management, demonstrated by their roles as a Risk & Control Manager and Hedge Fund Services Manager at JPMorgan Chase & Co. Xavier also has experience in accounting, having worked as an Accounting Tutor at Delaware State University. Overall, their work experience showcases their expertise in finance, risk management, and consulting.

Xavier M. Summers has pursued education in the field of Finance and Banking at Delaware State University. However, the specific start and end years for this education experience are not provided. Currently, they are engaged in a program called "Leading with Analytics" offered by Kellogg Executive Education at Northwestern University, which is expected to be completed by 2023.