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Muhand Al-Ghanmi, CPM, is currently serving as the Director of Sales and Business Intelligence at Social Development Bank (SDB). Muhand has a strong background in the banking sector, having previously worked in various managerial roles at Al Rajhi Bank, Samba Financial Group, and Alawwal Bank. Muhand holds an MBA in International Business, an Executive MBA, and a Diploma in Organizational Leadership, showcasing their commitment to continuous learning and professional development. Muhand is known for their expertise in managing complex data sets, implementing data-driven strategies, and spearheading initiatives to enhance customer experiences and drive business growth.