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Nikki Goins has over 19 years of experience in the banking industry, with a focus on loan administration. Currently serving as VP Lead Loan Administrator at SmartBank since September 2016, Nikki previously held the position of AVP Loan Administrator at the same institution. Prior to SmartBank, Nikki worked at FirstBank from 2013 to September 2016 as a Commercial Client Assistant III and began a career at BankEast from June 2004 to January 2013 as a Loan Assistant. This extensive experience in various roles demonstrates a robust expertise in loan processing and client management.