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Lukas Hornak has a solid background in risk management, with experience at Skip Pay, CSOB, UniCredit Leasing CZ, UniCredit Bank Czech Republic and Slovakia, and HVB Bank CZ. At Skip Pay, Lukas currently holds the position of Head Of Risk Management & BI, focusing on credit risk management and providing valuable information to business teams. With a degree in Statistical and Insurance engineering from Prague University of Economics and Business, Lukas has been actively involved in strategic risk management and portfolio monitoring throughout their career.