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Payal Navhate worked for Simplify Healthcare as an Associate Software Engineer starting in July 2023. Prior to that, they worked for MAQ Software as a Software Engineer from January 2022 to February 2023.

Payal Navhate attended Government College of Engineering Nagpur, where they obtained a Bachelor of Engineering (BE) degree in computer science. Additionally, they have completed several certifications, including Employability Skill Enhancement from an online workshop in October 2020, Introduction to HTML5 from Coursera in September 2020, SQL for Data Science from Coursera in July 2020, Design Thinking for Aspiring Entrepreneur from Government College of Engineering Nagpur in June 2020, and Business Development from Internshala in December 2019.