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Muhammad Kaleem Shaikh is a Vice President and Senior Portfolio Manager - Digital Banking at UBL, where Muhammad Kaleem has been since February 2023. Muhammad Kaleem has previous experience in managing loyalty programs and business alliances at Silkbank Limited and Faysal Bank Limited. Shaikh has a background in sales, relationship management, and acquiring business, with a focus on expanding operations in the South region of Pakistan. Muhammad Kaleem holds a Bachelor of Arts degree in Business Administration and Management from Karachi University.