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Ben Rayner began their work experience in 2017 as the Head of AML, Fraud, and Document Services at The Co-operative Bank plc. After two months in this role, they transitioned to HSBC as the Group Head of Name Screening. Ben held this position for almost five years, from September 2017 to June 2022. In July 2022, Ben joined Silent Eight as the Regional Head for UKIMEA.

Ben Rayner attended Gresham's School for an unspecified period of time. Following that, they enrolled at The University of Sheffield, where they pursued a degree in Pure Mathematics & Statistics. No specific dates regarding the education history are provided.