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Romain Clichet is an accomplished finance professional with extensive experience in credit management and risk analysis. Currently serving as Credit Manager at SHV Energy since August 2019, Romain oversees a credit risk department managing a worldwide portfolio exceeding 2 billion euros, implementing significant improvements such as a redesigned dunning process that reduced days sales outstanding by 30% and bad debt by 40%. Previous roles include Senior Risk Underwriter at Coface, where Romain specialized in risk analysis for the chemical, textile, and paper sectors, and Credit Analyst at GE Capital, focusing on financial analysis for diverse enterprises. Romain holds a Master 2 in Financial Analysis from IGR-IAE Rennes and has foundational experience as a Junior Financial Analyst and Accountant.