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Ray Chappell, LUTCF, CIC has a rich work experience spanning several years. Ray began their career in 1990 as an Instructor of Advanced Broadcast Management at the Defense Information School, where they worked until 1992. In 1992, Ray founded their own company, Chappell Insurance Agency, Inc, and served as President for twenty years, until 2012. In 2013, they joined Shepherd Insurance LLC as a Sales Executive and later transitioned to the role of Senior Sales Manager in January 2014. Overall, Ray Chappell has demonstrated expertise and success in the insurance industry throughout their career.

Ray Chappell, LUTCF, CIC, obtained a Bachelor's Degree in Politics & Government from the University of Maryland, which they attended from 1987 to 1989. Beyond this, there is no specific information about their education, as the start and end years, degree names, and fields of study are not provided for their attendance at Eastern Kentucky University and the University of Kentucky. Ray Chappell also holds additional certifications in CIC and LUTCF, but no information is given about the institution or the year in which they obtained these certifications.