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Karol Wolniakowski is an experienced professional in risk management and banking, currently serving as the Vice President and Chief Risk Officer at SGB-Bank S.A. since February 2019. Prior to this role, Karol held various positions at KPMG Poland from October 1999 to February 2019, culminating in the role of Senior Manager. Karol holds a degree from Poznań University of Economics and Business, earned between 1994 and 1999.