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Rick Toma has a diverse work experience spanning several industries. Rick currently serves as the Chief Operating Officer at Servbank since April 2023. Prior to this, they held the same role at The Money Source Inc. from August 2016 to April 2023, and also served as the Chief Compliance Officer from August 2015 to August 2016. Before that, they were the Vice President of Compliance at Weichert Financial Services from October 2013 to July 2015. Rick also worked as the Deputy Director in the Office of Lender Activities and Program Compliance at the Federal Housing Administration, United States Department of Housing and Urban Development from March 2010 to October 2013. Earlier in their career, they held positions at NRT LLC and ERA Franchise Systems, Inc., in various roles such as Senior Vice President, Vice President, Director, and Manager. Rick Toma's work experience showcases their expertise in operations, compliance, and leadership roles in the banking and real estate sectors.

Rick Toma attended Westminster College (MO) from 1983 to 1985. Rick then pursued a Bachelor of Science (BS) degree at William & Mary from 1985 to 1987. In 2005, Rick briefly attended The Wharton School, but no specific degree or field of study is mentioned for this period.