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Karthik Reddy Kandula is an experienced business analyst and product owner with a strong background in the insurance sector. Notable roles include Senior Business Analyst/Product Owner at Chubb, where collaboration with global teams to understand data requirements was essential, and Product Owner at Aviva, focusing on aligning product goals with business vision and metrics. Prior experience encompasses Senior Business Analyst positions at Tune Protect, Walaa Co-operative Insurance Company, and Salama Insurance, where responsibilities included gathering functional requirements, creating test scenarios, and delivering collaboration artifacts. Earlier roles involved application support and report development at Baj Takaful and Salama Insurance, respectively. Karthik holds a Bachelor of Engineering in Electrical and Electronics Engineering from Jawaharlal Nehru Technological University.