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Jose Eliseo Ramirez is an experienced professional in the field of digital transformation and software solutions, currently serving as an Investor & Advisor at SELL IT9 and as the Director of Software Solutions & Digital for LATAM at Scotiabank. With a robust career spanning over a decade at Scotiabank, Ramirez has held various leadership positions, including Director of Strategy & Digital Transformation and Senior Manager – Business Analysis and Quality Assurance. Prior experience includes directing digital transformation initiatives at Banco Promerica El Salvador and educating future professionals as a professor at ESEN. Ramirez holds a Master's degree in Digital Business from Aden Business School and a Bachelor's degree in Computer Science from the University of Technology of El Salvador.