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Joseph started SELFi to help consumers save money and achieve financial freedom sooner. Prior to starting SELFi, Joseph was a top producing mortgage adviser, recognized by Scotsman Guide magazine in 2017 and 2016. Joseph received his BA from University of California, San Diego and his JD/MBA from Santa Clara University. He is a member of the State Bar of CA. He cares deeply about the customer experience at SELFi and encourages feedback.