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Sam Miller is an accomplished finance professional with a diverse career spanning over three decades, specializing in credit strategy, risk management, and analytics. Currently serving as the VP of Credit Strategy at Self Financial, Inc., Sam drives innovative financial product offerings aimed at helping consumers build credit. Previous roles include VP of Credit and Enterprise Analytics at US Auto Sales, where Sam was part of a turn-around team, and Chief Risk Officer at ClearGage LLC, where Sam played a pivotal role in launching a healthcare-focused lending program. As the co-founder of Loan Science, LLC, Sam led a data science venture, while earlier positions at prominent companies like Citigroup, Ford Motor Credit Company, and GE Capital showcased expertise in credit policy and risk management, contributing to significant financial improvements and operational efficiencies. Sam holds a Bachelor of Arts in Business Administration and Management from Malone University.