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Philip M Smith currently serves as an Asset Manager at Self-Help Enterprises, overseeing a multifamily low-income housing portfolio and ensuring compliance with various guidelines while maintaining financial performance. Previously, Philip held the position of Chief Executive Officer at Tulare Local Healthcare District, leading the organization through a period of recovery post-bankruptcy. With over 34 years of experience in banking and commercial finance, Philip has worked in Bank Operations and Commercial Credit across various institutions. Academic contributions include roles as an Adjunct Faculty member at Fresno Pacific University and College of the Sequoias. Philip holds a Bachelor’s degree in Business Administration from California Polytechnic State University-San Luis Obispo, a Master’s in Business Administration from California State University, Bakersfield, and a Graduate degree in Bank Management from the Pacific Coast Banking School.