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Nikita Goncharov has extensive experience in the banking industry, specializing in credit transactions. Nikita started their career as a Junior Transactor/Analyst at Citi, where they supported senior bankers in various corporate finance transactions. Nikita went on to work at BNP Paribas Vostok, managing a portfolio of medium-sized corporate accounts and driving profitability. Nikita then joined Gazprom bank (Switzerland) as a Senior Credit Manager/Director, responsible for origination, structuring, and execution of credit transactions. Currently, they hold the position of Senior Credit Officer/Director at SEBA Bank AG, focusing on digital assets and overseeing loan origination, structuring, execution, and management of the loan portfolio. Throughout their career, Nikita has demonstrated strong analytical skills, risk management expertise, and the ability to build and maintain client relationships.

Nikita Goncharov began their education in 1999 at the Graduate School of Management St. Petersburg State University, where they completed their University Diploma in Finance and Banking in 2004. In 2008, they attended the SBS Swiss Business School and obtained a Master of Business Administration (MBA) degree in Business Administration, which they completed in 2010. In the same year, they also briefly studied Social Sciences at Universität Passau. Additionally, in 2004 and 2005, they pursued further studies at the University of Potsdam, earning a Master's degree in Economics and Business (MA) with a focus on Economics and Business.