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Mukesh Saran MSc, MCBI, CFA is an experienced investment professional with a career spanning over 25 years. Currently serving as an Investment Project Manager and Passive Investment Analyst at Scottish Widows since September 2014, Mukesh has previously held positions such as Fund Development Manager and Senior Business Analyst at RBS and Financial Analyst at Lloyds Banking Group. Mukesh's academic background includes an MSc in Stochastic Modelling from UCL, a BS in Mathematics and Statistics from the University of Dundee, and ongoing studies in Applied Economics at the University of Bath. Mukesh is also a CFA Charterholder and has earned several certificates, including the Investment Management Certificate and ESG Certificate, demonstrating a strong commitment to professional development in finance and investment management.