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John Kerr has a diverse work experience spanning multiple companies and roles. John began their career with Bank of Scotland in 2001, where they worked in various positions related to business banking, products, and relationship management. In 2008, they transitioned to the role of Transition Director in Commercial Banking.

In 2009, John joined Lloyds Banking Group as Head of Transaction Services, leading the Commercial Banking Release A Integration Programme and managing the Bank of Scotland Commercial Banking branch network in England. John later became the Head of Wealth Digital Proposition & SME Growth Strategy Business Lead, shaping the digital strategy for International & UK Wealth businesses and driving improvements to the digital customer proposition.

John joined Scottish Widows in 2014 as the Head of Bancassurance & Direct/Digital Protection. John then held various Programme Director roles, including leading the Insurance EU Exit Strategy Programme, setting up a subsidiary insurance company in Luxembourg, and completing the Part VII transfer. Additionally, they played a key role in shaping Scottish Widows' response to regulatory requirements and market studies.

Throughout their career, John Kerr has demonstrated strong leadership skills, delivering successful programmes and driving strategic initiatives.

John Kerr's education history includes attending Carrick Academy, where they did not pursue a specific degree or field of study. John then went on to study at the University of the West of Scotland, where they obtained an MCIBS degree. No information is provided about the specific years during which they attended these institutions.