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Ingolf Putzbach is the Managing Director of Sapiens DACH. He is also the managing director of sum.cumo GmbH, a full-service provider for the digitization of insurance companies. He studied industrial engineering at TU Hamburg Harburg, at TU Budapest and at UNSW Sydney. Before joining Sapiens and sum.cumo, Ingolf was CEO of the Internet start-up Halogen AG in the New Economy and, since 2001, founder and managing partner of Arkwright, a consulting company with a focus on the financial services sector.