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David Hernandez, CAMS, currently serves as SVP, Sr. Director - BSA/AML Officer (SC) & Head of BSA Risk EDD (SBNA) at Santander US since December 2024. Previously, David held the position of SVP, Chief BSA/AML & OFAC Officer at First United Bank from October 2023 to December 2024. Prior experience includes serving as Director, BSA/AML & OFAC Compliance Officer at Santander Consumer USA and SVP, BSA/AML & OFAC Officer at Titan Bank, N.A. David's career in compliance began at BOK Financial, where responsibilities included Officer of BSA/AML Investigations and Manager of Branch Operations. David's educational background includes a Bachelor of Science in Political Science from Oklahoma State University, an Associate of Science in Business Administration and Management from Tulsa Community College, and a high school diploma from Tulsa School for Science and Technology.