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Richard Newell is an experienced professional in risk oversight and assurance, currently serving as the Head of Risk Oversight & Assurance for the Corporate & Commercial Bank at Santander UK since March 2015. Previous roles at Santander include leadership in risk oversight and business assurance for commercial clients, operations and control, sector strategy, and agricultural banking. Richard’s prior experience includes a Directorship at Asset Leverage Consultants and multiple leadership roles at National Australia Bank Europe, where responsibilities included compliance with credit policy and leading credit teams. Richard's comprehensive background in risk management and credit policy is complemented by a strong focus on improving processes and driving business strategy.