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Kumaravel Shanmugavelu, PMP, CSM, CSPO, and (SAFe) Agilist, is an experienced professional currently serving as Vice President at Bank of America since March 2017. With a strong background in strategy and business transformation, Kumaravel has held senior roles in portfolio and program delivery management at Santander Consumer USA Inc. since September 2011. Previously, Kumaravel managed portfolios and served as a software consultant at Bank of America from December 2005 to September 2011. Earlier experience includes roles as a Technical Project Manager and System Analyst at Wipro Technologies and Farmers Insurance Group from July 1998 to December 2005. Kumaravel holds a Bachelor of Engineering degree in Electronics and Communication Engineering from Anna University Chennai and additional education from UCLA.