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Rafael Santos Correia is a Data Risk Analyst and Portfolio Manager at Santander Consumer Finance Benelux, specializing in auto portfolio management and risk mitigation strategies since July 2022. Previously, Rafael held positions as a Warehouse Operator at bol.com, and worked in the tourism industry with Floating Wheels Travelling. Rafael's extensive experience in data analysis includes roles at Banco Votorantim, where responsibilities involved creating performance indicators and supporting commercial processes, and Banco Sofisa S/A, focusing on planning and pricing analysis. Rafael's educational background includes a Bootcamp in Data Analytics from Ironhack and a Bachelor's degree in Business Administration from Universidade de Mogi das Cruzes.