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Jon Rafn Ragnarsson has had a diverse work experience. Jon Rafn started their career in 2001 at Deloitte Iceland, where they served as an Audit Partner for 15 years until 2016. Following their time at Deloitte, Jon joined Samherji hf. in 2016 as their CFO. Additionally, they also worked as a Lecturer at Reykjavik University from 2006 to 2016.

Jon Rafn Ragnarsson attended Háskóli Íslands from 1999 to 2003, where they earned a degree in Cand.oecon. Their field of study was also Cand.oecon.