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Toni Claerhout, CLCS, SBCS, CISR, has extensive experience in the insurance and retail industries, currently serving as a Commercial Lines Account Manager at Saginaw Bay Underwriters since September 2014, having previously held roles as a Customer Service Representative and Intern within the same organization. Prior experience includes a position as a Sales Support Specialist and Emerging Leader Co-Op at JCPenney from November 2010 to May 2016 and customer service roles at Beyer Farms and Abele Greenhouse & Garden Center. Toni Claerhout holds a Bachelor of Business Administration in Accounting and Finance from Saginaw Valley State University and an Associate of Science in Physical Sciences from Delta College.