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María Josée Godinez Ojeda is a seasoned professional with extensive experience in consulting and risk management. Currently serving as a Consultor and Technical Lead for Evertec Inc. at SMX Services & Consulting, Inc. since November 2020, María Josée has previously held significant positions at Banco GyT Continental, including Directora de Estrategias de Adquisición y Mantenimiento Riesgos de Consumo and Directora Operaciones y Riesgos from July 2007 to October 2020. Earlier in their career, María Josée worked as a senior analyst at BANCO DE ANTIGUA, S.A. from July 2003 to July 2007. Educational achievements include a Master's degree in Business Analytics from INCAE Business School (2018-2019), a certification in Executive Coaching from Mens Venilia (2014), a Master's degree in Human Resource Management from Universidad Francisco Marroquín (2006-2008), and an Engineering degree in Systems Engineering and Computer Science from the same university (1998-2003).