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Founder and Chief Product Officer (CPO) of Rubix, Dr. Vishnu Ramachandran is a Ph.D from the Indian Institute of Technology (IIT). He has worked for over 14 years in various roles spanning product development, project management and operations in the risk management and data analytics domains. While at Dun & Bradstreet India, Vishnu played a key role in setting up SMERA Ratings Ltd (now Acuite Ratings & Research Ltd). He also helped establish Experian’s business information vertical in India and its commercial credit bureau, besides driving other digital transformation initiatives.