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Naim Kazmi is an accomplished technology executive with extensive experience in the banking and payments sectors. Currently serving as EVP for Retail and Payments Technology and Integrations at RBC, Naim previously held the position of SVP/Head of Retail Banking & Payments Technology at Moneris. Naim's career also includes significant roles at Lloyds Banking Group as CIO for Enterprise Systems, Payments, and Data Platforms, and as CTO for Group Architecture, Methodology, and Innovation. Previous positions at RBC include Vice President/CIO for Global Wealth Management Technology and Retail Banking Systems, as well as Director of Credit Origination. Naim started as an Architect at IBM Canada. Naim holds an M.Tech in Electrical Engineering from the Indian Institute of Technology, Kanpur, and a B.Sc in Electronics and Communication from Aligarh Muslim University.