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Laurence Carter is a seasoned professional with extensive experience in risk management, currently serving as the Manager of the Hoboken Risk Advisory team at Risk Management Solutions (RMS) since September 2013. In this role, Laurence leads initiatives to help clients understand and quantify climate and catastrophe risks while promoting the incorporation of models and best practices. Prior to this position, Laurence held various roles at BT, including Senior Consultant and Summer Internship Student, and gained experience at Cummins Inc. and Lloyds TSB. Laurence holds a Master of Physics degree in Theoretical Physics from Durham University, completed in 2013, and attended Woodbridge School from 2002 to 2009.