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Geraldine Murphy is an experienced risk management professional currently serving as Head of Risk at Royal London since November 2017, where responsibilities include providing independent risk assessments and oversight to enhance risk management culture. Previously, Geraldine held various senior risk roles at Aegon and AEGON Scottish Equitable, focusing on operational risk management and embedding strong risk frameworks. Earlier career roles at Capita and Abbey National Life PLC included developing control methodologies and conducting user acceptance testing, supported by a Bachelor of Arts in Risk Management from Glasgow Caledonian University.